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Life Insurance

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The secret to saving big on Aflac life insurance

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Compare Aflac prices vs. over 37 of America's top insurers...

"Honestly we couldn’t believe how easy it was. Me and my wife both got a $500,000 plan and we’re only paying like $19 a month!"

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Omar: $500k for $19/month

What kind of life insurance does Aflac have?

Aflac's two most popular life insurance policies are term (coverage for a set period of time) and whole (lifelong coverage with a cash value component).

How much does Aflac life insurance cost?

The cost of Aflac insurance varies widely based on the type of policy, coverage amount, and individual factors like age and health. Term ranges from $20 to $50 per month, while whole ranges from $50 to $200 per month.

How do you apply for Aflac life insurance?

Click below, answer 7 quick questions, and we'll help you compare Aflac against ALL the top insurance companies to get the cheapest rates, guaranteed. Approval takes as little as one day!

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Want to save on Aflac life insurance? Policy Market helps you compare Aflac against dozens of their competitors, getting you the right policy at the right price.

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Bobby, 48

$3M for $32/month

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1Step 1

Fill out basic info (less than 1 minute). Your information is only used to check policy eligibility.

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Your Policy Pro builds your personal insurance marketplace. Get quotes from 37+ top providers.

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Your Policy Pro helps you choose the perfect policy at the best rate. No sales pressure. Same day coverage.

Coverage that fits your family. Prices that fit your wallet.

Age Coverage Price
41 $1,000,000 $15/month
41 $1,000,000 $19/month
41 $1,000,000 $17/month
41 $1,000,000 $25/month
41 $1,000,000 $33/month
41 $1,000,000 $31/month
41 $1,000,000 $25/month
41 $1,000,000 $22/month
41 $1,000,000 $19/month
41 $1,000,000 $18/month
Age Coverage Price
45 $500,000 $19/month
45 $500,000 $11/month
45 $500,000 $15/month
45 $500,000 $21/month
45 $500,000 $20/month
45 $500,000 $9/month
45 $500,000 $12/month
45 $500,000 $14/month
45 $500,000 $26/month
45 $500,000 $29/month
Age Coverage Price
63 $1,000,000 $129/month
63 $1,000,000 $105/month
63 $1,000,000 $99/month
63 $1,000,000 $89/month
63 $1,000,000 $119/month
63 $1,000,000 $180/month
63 $1,000,000 $75/month
63 $1,000,000 $119/month
63 $1,000,000 $200/month
63 $1,000,000 $85/month
Age Coverage Price
61 $500,000 $105/month
61 $500,000 $149/month
61 $500,000 $129/month
61 $500,000 $89/month
61 $500,000 $95/month
61 $500,000 $119/month
61 $500,000 $68/month
61 $500,000 $74/month
61 $500,000 $111/month
61 $500,000 $97/month
Age Coverage Price
47 $750,000 $75/month
47 $750,000 $65/month
355 $750,000 $35/month
47 $750,000 $55/month
47 $750,000 $45/month
47 $750,000 $60/month
47 $750,000 $49/month
47 $750,000 $53/month
47 $750,000 $39/month
47 $750,000 $60/month
Age Coverage Price
32 $350,000 $25/month
32 $350,000 $15/month
32 $350,000 $40/month
32 $350,000 $29/month
32 $350,000 $21/month
32 $350,000 $18/month
32 $350,000 $29/month
32 $350,000 $22/month
32 $350,000 $17/month
32 $350,000 $30/month
Age Coverage Price
68 $75,000 $32/month
68 $75,000 $35/month
68 $75,000 $47/month
68 $75,000 $29/month
68 $75,000 $32/month
68 $75,000 $38/month
68 $75,000 $45/month
68 $75,000 $59/month
68 $75,000 $46/month
68 $75,000 $34/month

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Medical Exam

Starts at $15/month

Term Life

Starts at $9/month

Whole Life

Starts at $75/month

Universal Life

Starts at $65/month

Variable Life

Starts at $35/month

Mortgage Protect

Starts at $15/month

Final Expense

Starts at $29/month

Disability Ins.

Starts at $125/month

Senior Life

Starts at $27/month

Long Term Care

Starts at $85/month

Key Person

Starts at $45/month

Burial Ins.

Starts at $22/month

Introducing Policy Market’s same day coverage guarantee.

Applying for life insurance shouldn’t take a lifetime. With Policy Market, 7 questions is all it takes to unlock all the rates.

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Aflac life insurance FAQ

How does Aflac life insurance work?

Aflac life insurance provides financial protection to your beneficiaries by paying a death benefit upon your passing. This benefit can be used to cover expenses like funeral costs, debts, and living expenses, ensuring your loved ones are financially secure.

What types of life insurance does Aflac offer?

Aflac offers several types of life insurance, including term life insurance, whole life insurance, burial insurance, and many more. Term life provides coverage for a specific period, whole life offers lifelong coverage with a cash value component, and burial insurance covers final expenses such as funeral costs.

What are the benefits of Aflac life insurance?

Aflac life insurance policies come with various benefits, such as flexible coverage options, competitive rates, and the possibility to add riders for additional protection. Some policies also include living benefits, allowing policyholders to access funds in cases of terminal illness.

How can I apply for Aflac life insurance?

Although you can apply for Aflac directly on their website, you risk not being able to compare their rates to other companies — and overpay for insurance. Compare rates at Policy Market, and you can pit Aflac against ALL of the top insurance companies (and save up to 33%).

How does Aflac compare to other insurance companies?

Aflac stands out for its strong customer service, comprehensive policy options, and additional living benefits. While some insurers may offer lower premiums, Aflac’s reputation for reliability and customer satisfaction makes it a competitive choice in the life insurance market.

Which states is Aflac life available in?

Aflac life insurance is available in most states across the U.S. When you apply with Policy Market, your locally licensed agent will ensure you get the perfect policy for families in your state!

Aflac life insurance FAQ

How much does Aflac life insurance cost?

The cost of Aflac life insurance varies based on several factors, including your age, health, lifestyle, coverage amount, and the type of policy you choose. Generally, term life insurance is more affordable than whole life insurance.

What factors affect the cost of life insurance from Aflac?

Several factors influence the cost of Aflac life insurance, including your age, health status, gender, lifestyle habits (such as smoking), occupation, and the amount of coverage you select. Medical history and the results of any required medical exams also play a significant role.

How can I get a quote for Aflac life insurance?

You can get a quote for Aflac life insurance by contacting Aflac directly, but their agents won’t be able to give you quotes from other companies to compare. If you’d rather save money on great life policies, contact Policy Market instead. We’ll help you compare Aflac to dozens of other top providers.

Are there any exclusions or limitations with Aflac life policies?

Yes, Aflac life insurance policies have certain exclusions and limitations. Common exclusions include death by suicide within the first two years of the policy and deaths related to pre-existing conditions not disclosed at the time of application. It’s important to read the policy details carefully.

What is the coverage amount for Aflac life insurance policies?

Aflac offers a wide range of coverage amounts to suit different needs, typically ranging from $10,000 to over $2,00,000. The coverage amount you can obtain depends on factors such as your income, health, and the specific policy you choose.

Can I cancel my Aflac life insurance policy?

Yes, you can cancel your Aflac life insurance policy at any time. It’s important to review the terms and conditions, as there may be specific steps to follow and potential consequences, such as loss of any accumulated cash value in whole life policies.

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