Compare State Farm prices vs. over 37 of America's top insurers...
What kind of life insurance does State Farm have?
State Farm's two most popular life insurance policies are term (coverage for a set period of time) and whole (lifelong coverage with a cash value component).
How much does State Farm life insurance cost?
The cost of State Farm insurance varies widely based on the type of policy, coverage amount, and individual factors like age and health. Term ranges from $20 to $50 per month, while whole ranges from $50 to $200 per month.
How do you apply for State Farm life insurance?
Click below, answer 7 quick questions, and we'll help you compare State Farm against ALL the top insurance companies to get the cheapest rates, guaranteed. Approval takes as little as one day!
Cheapest rates, guaranteed.
Find the best plan with the cheapest rates, guaranteed.
Want to save on State Farm life insurance? Policy Market helps you compare State Farm against dozens of their competitors, getting you the right policy at the right price.
$2M in coverage starts at $2/day
3,105 families approved
No medical exams or blood tests
Answering 7 questions is all it takes to unlock all the rates. 
Bobby, 48
$3M for $32/month
Click-to-coverage in 3 easy steps
1Step 1
Fill out basic info (less than 1 minute). Your information is only used to check policy eligibility.
2Step 2
Your Policy Pro builds your personal insurance marketplace. Get quotes from 37+ top providers.
3Step 3
Your Policy Pro helps you choose the perfect policy at the best rate. No sales pressure. Same day coverage.
Coverage that fits your family. Prices that fit your wallet.
| Age | Coverage | Price | |
|---|---|---|---|
![]() |
41 | $1,000,000 | $15/month |
![]() |
41 | $1,000,000 | $19/month |
![]() |
41 | $1,000,000 | $17/month |
![]() |
41 | $1,000,000 | $25/month |
![]() |
41 | $1,000,000 | $33/month |
![]() |
41 | $1,000,000 | $31/month |
![]() |
41 | $1,000,000 | $25/month |
![]() |
41 | $1,000,000 | $22/month |
![]() |
41 | $1,000,000 | $19/month |
![]() |
41 | $1,000,000 | $18/month |
| Age | Coverage | Price | |
|---|---|---|---|
![]() |
45 | $500,000 | $19/month |
![]() |
45 | $500,000 | $11/month |
![]() |
45 | $500,000 | $15/month |
![]() |
45 | $500,000 | $21/month |
![]() |
45 | $500,000 | $20/month |
![]() |
45 | $500,000 | $9/month |
![]() |
45 | $500,000 | $12/month |
![]() |
45 | $500,000 | $14/month |
![]() |
45 | $500,000 | $26/month |
![]() |
45 | $500,000 | $29/month |
| Age | Coverage | Price | |
|---|---|---|---|
![]() |
63 | $1,000,000 | $129/month |
![]() |
63 | $1,000,000 | $105/month |
![]() |
63 | $1,000,000 | $99/month |
![]() |
63 | $1,000,000 | $89/month |
![]() |
63 | $1,000,000 | $119/month |
![]() |
63 | $1,000,000 | $180/month |
![]() |
63 | $1,000,000 | $75/month |
![]() |
63 | $1,000,000 | $119/month |
![]() |
63 | $1,000,000 | $200/month |
![]() |
63 | $1,000,000 | $85/month |
| Age | Coverage | Price | |
|---|---|---|---|
![]() |
61 | $500,000 | $105/month |
![]() |
61 | $500,000 | $149/month |
![]() |
61 | $500,000 | $129/month |
![]() |
61 | $500,000 | $89/month |
![]() |
61 | $500,000 | $95/month |
![]() |
61 | $500,000 | $119/month |
![]() |
61 | $500,000 | $68/month |
![]() |
61 | $500,000 | $74/month |
![]() |
61 | $500,000 | $111/month |
![]() |
61 | $500,000 | $97/month |
| Age | Coverage | Price | |
|---|---|---|---|
![]() |
47 | $750,000 | $75/month |
![]() |
47 | $750,000 | $65/month |
![]() |
355 | $750,000 | $35/month |
![]() |
47 | $750,000 | $55/month |
![]() |
47 | $750,000 | $45/month |
![]() |
47 | $750,000 | $60/month |
![]() |
47 | $750,000 | $49/month |
![]() |
47 | $750,000 | $53/month |
![]() |
47 | $750,000 | $39/month |
![]() |
47 | $750,000 | $60/month |
| Age | Coverage | Price | |
|---|---|---|---|
![]() |
32 | $350,000 | $25/month |
![]() |
32 | $350,000 | $15/month |
![]() |
32 | $350,000 | $40/month |
![]() |
32 | $350,000 | $29/month |
![]() |
32 | $350,000 | $21/month |
![]() |
32 | $350,000 | $18/month |
![]() |
32 | $350,000 | $29/month |
![]() |
32 | $350,000 | $22/month |
![]() |
32 | $350,000 | $17/month |
![]() |
32 | $350,000 | $30/month |
| Age | Coverage | Price | |
|---|---|---|---|
![]() |
68 | $75,000 | $32/month |
![]() |
68 | $75,000 | $35/month |
![]() |
68 | $75,000 | $47/month |
![]() |
68 | $75,000 | $29/month |
![]() |
68 | $75,000 | $32/month |
![]() |
68 | $75,000 | $38/month |
![]() |
68 | $75,000 | $45/month |
![]() |
68 | $75,000 | $59/month |
![]() |
68 | $75,000 | $46/month |
![]() |
68 | $75,000 | $34/month |
Kevin Steele
5 Star Agent
Kevin Steel is an insurance expert leading our team of Policy Pros here at Policy Market.
Roger Stephens
5 Star Agent
Roger Stephens crafts personalized insurance plans with a focus on client needs.
Cale Reeves
5 Star Agent
Cale Reeves blends industry knowledge with personal advice and is committed to clients.
Nicole Banter
5 Star Agent
Nicole aligns strategies with clients' aspirations, making her a top expert.
Mark Sidway
5 Star Agent
Mark provides strategic, personalized life insurance coverage for peace of mind.
Adrian Adams
5 Star Agent
Adrian uses her extensive knowledge to deliver customized life insurance plans.
Tired of agents who don’t get it? Talk to a 5 star Policy Pro instead.
Speak to your personal Policy Pro and compare rates from dozens of America’s top insurance companies. Get covered, get peace of mind, and get on with your life.
Same day coverage
No sales pressure
Cheapest rates
No medical exams
Right policy. Right price.
Get coverage that fits your family, at a price that fits your wallet.
We work for you, not insurance companies.
Other companies want you to buy their most expensive policies. We want to help you find the best. Why? Because we don’t work for a single provider — we work for you.
The easiest way to get life insurance, guaranteed.
No medical exams. 100% digital applications. Same day coverage. Applying for life insurance shouldn’t take a lifetime.
Find the perfect policy for your life and family.
Get a policy with the right amount of coverage, for the right amount of time. Whether you need term or lifelong protection, we’ll help you find it.
Your family. Your needs. Your price.
Medical Exam
Starts at $15/month
Term Life
Starts at $9/month
Whole Life
Starts at $75/month
Universal Life
Starts at $65/month
Variable Life
Starts at $35/month
Mortgage Protect
Starts at $15/month
Final Expense
Starts at $29/month
Disability Ins.
Starts at $125/month
Senior Life
Starts at $27/month
Long Term Care
Starts at $85/month
Key Person
Starts at $45/month
Burial Ins.
Starts at $22/month
Introducing Policy Market’s same day coverage guarantee.
Applying for life insurance shouldn’t take a lifetime. With Policy Market, 7 questions is all it takes to unlock all the rates.
Same day coverage
No sales pressure
Cheapest rates
No medical exams
How does State Farm life insurance work?
State Farm life insurance provides a death benefit to your beneficiaries upon your passing. This financial support can help cover costs such as funeral expenses, mortgage payments, and other daily living expenses, ensuring your loved ones are protected during a difficult time.
What types of life insurance does State Farm offer?
State Farm offers a range of life insurance policies, including term life, whole life, and universal life insurance. Term life insurance provides coverage for a specific period, while whole life insurance offers lifelong protection with a cash value component. Universal life insurance provides flexibility with adjustable premiums and death benefits.
What are the benefits of State Farm life insurance?
State Farm life insurance offers several benefits, including customizable coverage options, competitive premiums, and the ability to add riders for additional protection. Some policies also provide access to living benefits, which allow policyholders to use a portion of the death benefit in case of terminal illness.
How can I apply for State Farm life insurance?
You can apply for State Farm life insurance through their website, by contacting an agent, or by visiting a local office. For the best rates and to compare options from multiple insurers, consider using Policy Market, where you can compare State Farm with other top insurance companies and potentially save on premiums.
How does State Farm compare to other insurance companies?
State Farm is known for its strong customer service, comprehensive policy offerings, and financial stability. While some competitors may offer lower premiums, State Farm’s reputation and range of benefits, including living benefits and policy customization options, make it a solid choice for many consumers.
Which states is State Farm life available in?
State Farm life insurance is available in most states across the U.S. To find the best policy for your needs and ensure it’s available in your state, you can use Policy Market. They’ll help you compare policies from State Farm and other top providers to find the best fit for your situation.
How much does State Farm life insurance cost?
The cost of State Farm life insurance depends on factors like age, health, lifestyle, and the amount of coverage chosen. Term life insurance tends to be more affordable than whole life or universal life insurance. Getting a personalized quote will give you the most accurate pricing.
What factors affect the cost of life insurance from State Farm?
The cost of life insurance from State Farm is influenced by several factors, including your age, health status, gender, lifestyle habits (such as smoking), occupation, and the type and amount of coverage you select. A medical exam and your medical history are also taken into account.
How can I get a quote for State Farm life insurance?
To get a quote for State Farm life insurance, you can visit their website, contact a State Farm agent, or use a comparison service like Policy Market. Policy Market allows you to compare quotes from State Farm and other top insurers to find the best rate for your needs.
Are there any exclusions or limitations with State Farm life policies?
Yes, State Farm life insurance policies have exclusions and limitations. Common exclusions include death by suicide within the first two years of the policy and deaths resulting from undisclosed pre-existing conditions. It’s essential to review the policy details to understand all exclusions and limitations.
What is the coverage amount for State Farm life insurance policies?
State Farm offers various coverage amounts to meet different needs, typically ranging from $50,000 to over $1,000,000. The appropriate coverage amount depends on your financial situation, income, and specific policy requirements.
Can I cancel my State Farm life insurance policy?
Yes, you can cancel your State Farm life insurance policy at any time. It's important to be aware of the terms and conditions, as canceling a whole life policy, for example, might result in the loss of accumulated cash value. Always review the policy details before canceling.
Life insurance made easy
Answering 7 questions is all it takes to unlock all the rates.
Cheapest rates, guaranteed.
DISCLAIMER: Policy.Market is not an insurance broker. It offers a free matching service with third-party vetted, licensed insurance agents. By submitting, you agree to our Privacy Policy, Terms of Service, and to be contacted via automated means at the provided contact details. Consent for contact is not a purchase condition. Message/data rates may apply.
© 2024 Policy.Market - all rights reserved